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SMALL A-RATED PROGRAM

for Contractor Insurance

This offline quoting insurance program is geared for smaller artisan contractors and remodel contractors with 0 to 5 employees.

Another contractor insurance program from Preferred Contractors Insurance Company, Risk Retention Group, LLC.

View all acceptable contractors and subcontractors

What is a risk retention group?

SMALL A PROGRAM INSURANCE QUOTE


PROGRAM HIGHLIGHTS


  • Payroll Based
  • Occurrence Form
  • More than 30 classes
  • Policy within minutes
  • Down Payments as low as $294
  • Up to $500K in Gross Receipts Accepted
  • Up to 5 Field Employees or $150K in Payroll
  • Lapse in Coverage Accepted
  • Monthly Payment Plans
  • Multi State Coverage
  • (COMING SOON)
    Online Rating
 
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Compare All Preferred Contractors Insurance Company Risk Retention Group, LLC. Programs
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MAXIMUM LIMITS


$1,000,000 Per Occurrence
$2,000,000 General Aggregate
$2,000,000 Products/Completed Ops Aggregate


DEDUCTIBLES


  • $1,000
  • Standard Deductible is $1,000*

*Applies to property damage and bodily injury on a per claim basis.


A Rated (07/25/14)

Small A-Rated Program on AM Best - The Insurance Information Source logo

SMALL A-RATED PROGRAM GUIDELINES

  • Maximum 5 Field Employees
  • $150,000 Maximum Annual Payroll –Owner excluded
  • $500,000 Maximum Annual Gross Sales
  • 50% Maximum Subcontracting Cost
  • Condos and Town homes – – Work for single unit owners or common areas only – No projects involving more than one unit – No structural work
  • Incidental roofing allowed in conjunction with room additions (subject to $25,000 sub limit) – (OK for General Contractors in conjunction with remodels and room additions)
  • No framing as a subcontractor – (OK for General Contractors in conjunction with remodels and room additions)
  • No foundations as a subcontractor – (OK for General Contractors in conjunction with remodels and room additions)
  • No general contractors performing new ground up construction

 

SMALL A-RATED PROGRAM MAP

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SMALL A-RATED PROGRAM

TRADE CONTRACTORS WELCOME

Over 20 Subcontractor Classes Accepted

 

  • Tile and Marble Installation
  • Appliance and Accessories
  • Carpentry (Interior/Woodwork/Shop)
  • Concrete (Flat)
  • Debris Removal
  • Door & Window Installation
  • Drywall
  • Electrical
  • Fencing
  • Floor Covering Installation
  • General Contractors (Remodel Only)
  • Garage Door Installation
  • Glass Installation/Glazing
  • Handyman
  • HVAC
  • Janitorial
  • Landscape
  • Masonry
  • Painting Interior/Exterior
  • Remodel Carpentry
  • Sheet Metal
  • Siding and Decking
  • Swimming Pool Cleaning

SMALL A-RATED PROGRAM QUOTE & BIND PROCESS

Our user-friendly online system allows you to quote and apply all in one place. Your application and policy offer will be emailed to you using Adobe EchoSign.

EchoSign is the easiest online signing experience in the industry – so you’ll get your policy bound quickly. You’ll receive an email with a link to your policy offer which is loaded into a web browser, so no downloads or software installations are needed! Then, review and e-sign instantly online or offline with a mouse, stylus or by typing your name. If you’d prefer, we can still use the good’ol fashioned print and fax!

Small A-Rated Program Quote & Bind Online

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SMALL A-RATED PROGRAM ARTICLES & UPDATES

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