Bradford family temporarily displaced after electrical fire loss

Aug 12, 2014 | Got Insurance?, News & Information

When a news story about a electrical fire in Bradford PA ends with “the house is John Rimer of Limestone, N.Y.”, the question becomes, who’s liable for the damage and the temporarily displacement of residents after the Bradford home was deemed unsafe due to the electrical fire? If the Bradford resident was a tenant, and the homeowner was aware of the faulty wiring issue, the homeowner may bear some landlord liability. If the homeowner was working with an electrician, then the electricians insurance or electrical contractor insurance policy may experience a legal defense and/or liability settlement claim. Since Bradford firefighters discovered an electric panel had been destroyed by an electrical fire caused by faulty wiring, you best believe they will be asking if any safety violations were issued or if any work was recently done by a licensed electrical contractor. If the electrical contractor is found to be at fault – and without insurance – the contractor’s bond may be executed for judgement claims up to the bond limit. Good thing no one was injured in the fire and damage is only estimated to be about $5,000 for rewiring. Which ever Bradford electrician rewires the home better be insured – they might just need it. Compare instant electrician insurance prices in Bradford with LiveRate® for Electrician. Story via The Bradford Era: News – Bradford family temporarily displaced after electrical...

Construction Bid Opportunity for San Diego Contractors

Aug 1, 2014 | Construction Bid Events, Got Insurance?

Sundt Layton is searching for contractors and small businesses of all types with a potential contract opportunity available through the RJ Donovan Infill Facility Project.  Sundt Layton is excited to be presenting these construction bid and contract opportunities at their Subcontractor Networking Outreach Event on August 6, 2014 at San Ysidro High School in Otay Mesa. Local contractors and all trade subs are encourage to attend this networking outreach event. Learn firsthand of what opportunities might be available to you.  You will have the chance to market your company, get informed on available construction bid packages and match your distinctive product offering with the requirements of this project and Sundt Layton.  If you are not yet certified, no worries! The Department of General Services will be there to enrich your experience from how to become certified to how to submit a responsive construction bid. Because this project includes new construction, Sundt Layton needs to hear from all related trades and product suppliers. They encourage all Tier-Contractors, Vendors, Suppliers and Service Providers to attend the construction bid networking outreach event where you can meet face to face with the contractors bidding work to Sundt Layton. There are many opportunities available, make an investment of your time to attend this event, make a commitment and register today on Eventbrite. August 6, 2014 San Ysidro High School – Gym 5353 Airway Road San Diego, CA 92154  Schedule of Events –  9:30-10:00 am Pre-Bid Meeting for trades noted on attachment –  10:00 am – 12:00 pm Event –  Register at  “http://networkevent10am.eventbrite.com” –  12:30-1:00 pm Pre-Bid Meeting for trades noted on attachment –  1:00 pm – 3:00 pm Event Register at  “http://networkevent1pm.eventbrite.com” During these tough economic times, job growth and...

Road construction worker struck and killed in Vermont

Jul 31, 2014 | Got Insurance?

A road construction worker from Richford, Vermont was killed while removing temporary reflective fog line markers on I-89 in South Burlington, Vermont. A 22 year old from South Burlington struck and killed the road construction worker with her vehicle at about 11:15 p.m. Workers compensation insurance coverage will be needed to compensate the road construction worker’s family for their loss. It is likely that the workers compensation company will subrogate against the driver’s car insurance company. Read more and see the video on www.wcax.com WCAX.COM Local Vermont News, Weather and Sports-   A road construction company, contractor or subcontractor can compare real-time insurance rates at contractor.idealchoiceinsurance.com  ...

Construction accident at FSU kills plumbing subcontractor

Jul 30, 2014 | Got Insurance?

A subcontractor died on site following a construction accident at Florida State University’s campus Monday. According to FSUPD, 25-year-old Travis Joseph Miller of Tallahassee was trapped between the building and a moving elevator at the construction site of the new Dorman and Deviney Halls on Woodward Avenue. Police responded to the  construction accident just after noon Monday. Miller was already deceased when first responders arrived. The U.S. Department of Labor’s Occupational Safety and Health Administration (OSHA) began a  construction accident investigation of Miller’s death after receiving notification from Culpepper Construction. According to Lindsay Williams, OSHA spokesman, the agency requires contractors to report casualties within eight hours. Investigators arrived on scene and spoke with Miller’s coworkers, managers and other witnesses on scene. Miller was a plumber working as a subcontractor for Culpepper Construction. Culpepper has been under OSHA review 9 times since July 2004. Most recently, complaints were filed against the contractor for worker falls in February with no citations filed. OSHA filed three violations against Culpepper for eyewear, ladder and various training violations in 2010 with a $2,925 settlement fine. Read more on fsunews.com. Which commercial insurance coverage might be used for this type of  claim? Could easily be workers compensation – but also could be general liability. From the owner of the building, to the general contractor – to the subcontractor’s company – all may need general liability coverage in place for this  construction accident...